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Gubernatorial candidates are mostly wealthy
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Do you have to be wealthy to run for governor?
You might come to that conclusion after paging through the financial disclosure statements that candidates were required to file with the state ethics commission last week.
On the Republican side, three of the five major candidates profess to be millionaires: their total financial assets exceed their total liabilities by at least $1 million.
State Sen. Michael Williams (R-Cumming) has been doing poorly in the polls but quite well on the balance sheet.
Williams sold a chain of Sport Clips barber shops in 2013 and walked away with a lot of money in the process. He now has a net worth of $9.1 million, the highest of any of the Republicans running.
Secretary of State Brian Kemp wasn’t far behind Williams with a net worth of $5.2 million, the money primarily coming from agriculture-related businesses in which Kemp invested.
Lt. Gov. Casey Cagle is the leading money-raiser among Republican candidates with nearly $7 million reported so far, but he’s only in the middle of the pack when it comes to personal wealth. Cagle’s reported net worth is $1.58 million.
Clay Tippins, a former Navy SEAL who’s now a business consultant, disclosed a net worth of $745,000, while former Army officer Hunter Hill is at $448,000.
There are two fringe Republican candidates for governor who most likely will finish with only a handful of votes on election day. But both of them appear to be in decent financial shape on the personal level.
Eddie Hayes, an Athens restaurant owner, reported a net worth of $1.26 million. Marc Alan Urbach, a former teacher who lists his current occupation as “author,” claims to have a net worth of $953,000 (he also says he would be Georgia’s first Jewish governor if elected).
Hayes and Urbach are the longest of long shots in this race, but neither of them will have to take a pauper’s oath to run.
Over on the Democratic side, the two candidates in the race are attorneys and former legislators named “Stacey.”
Stacey Evans of Smyrna is a trial attorney who was awarded a sizeable legal fee when she successfully represented a client in a whistleblower lawsuit involving Medicaid fraud. She has put $1.2 million of her own money into her campaign, but still reported a net worth of $5.2 million.
Evans still owes $45,449 on student loans she took out while attending the University of Georgia and has an outstanding bank loan of $24,800, but it looks like she will have the fiscal resources to pay them off as they come due.
The one exception to all of these solvent candidates for governor is Stacey Abrams, who was the House minority leader before stepping down last year to devote full time to running for governor.
Abrams’ personal finances, to put it politely, are a mess.
She reported a net worth of only $108,885. She owes the IRS $54,052 in back taxes, although she said there is a plan in place to pay them back (ironically, as an attorney she has specialized in tax law).
Abrams still owes $96,512 on student loans she took out to pay the costs of attending Spelman College, the University of Texas, and Yale Law School. She has had some problems with credit card debt as well and still owes about $75,000 in that category.
None of this criminal or unethical, of course.
Abrams’ opponent in the Democratic primary, as we have already noted, also has some hefty student loan balances to pay off. Abrams has talked often about the financial sacrifices she has made to care for her parents.
She also is not the first person ever to fall behind on their credit card payments. Just ask millions of cash-strapped Americans.
There has been no indication yet that Evans will make an issue of personal finances in the Democratic primary race, but if Abrams should get the Democratic nomination, then all bets are off.
In that instance, you can look for the Republican nominee to run TV commercials claiming that Abrams’ financial difficulties are proof she’s a “free-spending liberal” who wants to squander the taxes paid by “hard-working Georgians.”
When you’re a non-millionaire running for statewide office, that’s going to happen to you.

Tom Crawford is editor of The Georgia Report, an internet news service at gareport.com that reports on state government and politics. He can be reached at tcrawford@gareport.com.

In Effingham County, Progress Starts With a Plan
Guest Editorial by Susan Kraut, President/CEO of Effingham County Chamber of Commerce
Susan Kraut column
A sold-out crowd of more than 150 business and community leaders gathered at Effingham’s New Ebenezer Retreat Center Sept. 24 for the Chamber of Commerce’s annual State of the County Luncheon, hearing updates on economic growth, education, and infrastructure across Effingham County. (Submitted photo)

At last Wednesday’s sold-out State of the County luncheon, more than 150 business and community leaders heard a message that resonated throughout the program: We have a plan, and we’re sticking to it.

Effingham County City Manager Tim Callanan opened his remarks with that thought. It was simple, but powerful. In an era when news feeds churn with controversy and change, it served as a reminder that behind the scenes, steady planning is happening – and those plans are beginning to bear fruit.

Businesses and residents often express frustration about roads, zoning, parks, schools or economic development, feeling that growth is outpacing action. The truth, as Callanan underscored, is that many of those actions are already underway, rooted in master plans that cover everything from transportation and stormwater to parks, communications and public safety.

The challenge is that plans only matter if people know they exist. Too often, businesses and citizens forget these plans are in place, don’t know where to find them or don’t realize how to weigh in at the right moments. When that happens, the community loses the chance to shape its own future and to express the value of those plans – why they matter and why they’re worth supporting.

Planning delivers progress

Last week’s luncheon highlighted how “plans” translate into progress. Mayor Kevin Exley shared Rincon’s ranking as one of Georgia’s safest cities and the city’s launch of the Citizen Central app – a small but meaningful step toward accessible local government. Springfield’s new city manager, Lauren Eargle, outlined a capital improvement plan that includes sidewalks, drainage and playgrounds, along with the less glamorous but vital work of a $35 million wastewater plant upgrade. Guyton’s city manager, Bill Lindsey, discussed contracting with planning consultants, winning grants for sidewalks, and reinvesting in Bazemore Park and downtown revitalization. These aren’t random acts; they’re evidence of intentional planning.

The school district provided another example when Superintendent Yancy Ford noted that Effingham now serves nearly 14,500 students speaking 33 languages. That diversity is an asset – but it also requires careful, proactive investment to maintain the high standards families expect. His most powerful point concerned ESPLOST, the 1-cent Education Special Purpose Local Option Sales Tax. Thanks to community support over the years, ESPLOST has built classrooms, purchased buses, enhanced safety measures, provided Chromebooks to all students, added security cameras and access-control systems, created inclusive playgrounds and athletic facilities open to the community, supported hands-on learning spaces like Honey Ridge, and established the College & Career Academy – a facility credited by Ford as helping lift the district’s graduation rate above 90% and expanding career pathways for a rapidly diversifying student body. And it has done so without incurring long-term debt.

Why ESPLOST matters

Among these examples of planning, none is clearer than ESPLOST — a long-term, voter-approved blueprint for funding education, renewed every five years to stay ahead of growth. The November ballot will again include the ESPLOST renewal, giving voters the opportunity to continue this proven approach to funding school facilities, technology, safety, transportation, inclusive playgrounds and community-accessible athletic fields. Renewing ESPLOST does not create a new tax; it simply extends the existing 1-cent sales tax, allowing residents, visitors and businesses to contribute to improvements that benefit every student. Without it, many of the projects parents and community members count on – such as new buses, safer schools, modern classrooms, career pathways and accessible playgrounds – would stall or require long-term debt.

Renewing ESPLOST is about more than bricks and mortar. It is not a reactionary measure but part of an intentional, ongoing plan to manage growth and maintain education – reinforcing the theme that plans become progress. As the district’s population becomes increasingly diverse and enrollment continues to rise, sustained ESPLOST funding is crucial to scaling programs, expanding facilities and maintaining the high graduation rates and opportunities that families expect. It is about protecting Effingham County’s tradition of educational excellence, maintaining property values and ensuring the workforce being prepared in our schools is ready to meet the needs of local employers. It is an investment in students, families and the future of our communities.

A call to the community

Effingham County is growing. Growth brings challenges, but it also brings opportunities. As the luncheon demonstrated, leaders at every level are working to guide that growth thoughtfully. The next step belongs to business owners, parents and neighbors – to lean in, stay informed and participate.

When hearing about a master plan, a referendum or a public meeting, don’t assume it is someone else’s job. Look up the plan, attend the forum, ask questions and cast a vote. That is how plans become progress – and how a yes vote on ESPLOST reaffirms and continues the community’s long-term plan for educational excellence, reinvesting in Effingham County’s future.