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USDA increases loan limit to $1.1M
New limit already in effect
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Hobby Stripling, state executive director for USDA’s Farm Service Agency in Georgia, announced the loan limit for its Guaranteed Loan Program has been increased to $1,112,000, effective Oct. 1.  

The limit is adjusted annually based on the “Prices Paid to Farmers Index,” compiled by the National Agricultural Statistics Service (NASS).

“The increased limit will enhance the agency's ability to meet the credit needs of farmers and ranchers throughout the country,” said Stripling

The Guaranteed Loan Program allows commercial and farm credit lenders to extend credit to qualified applicants, who otherwise would not meet their standard lending criteria.

Participating lenders can use the Guaranteed Loan Program to strengthen a loan's viability through a guarantee of up to 95 percent of the loan amount. Farmers interested in guaranteed loans should apply through a conventional lender.

FSA also offers the Direct Loan Program as an alternative for those unable to obtain financing from commercial credit sources. Direct farm loans are government-funded, and made by FSA.

The loan limit for loans under the Direct Program is $300,000 (except for Emergency Loans). Farmers interested in applying for a direct loan should contact their local FSA office.

To find an FSA office, visit http://offices.sc.egov.usda.gov/locator/app.

Effingham High School Band to Perform at NYC St. Patrick’s Day Parade
St. Patty's Day
Effingham County High School band members are preparing to represent their school and community on a national stage in New York City next March. (Courtesy of Effingham County High School)
The Effingham County High School marching band has been invited to perform in New York City’s historic 2026 St. Patrick’s Day Parade. This prestigious opportunity marks the band’s largest performance to date, showcasing their talents on a national stage.
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